.hy-installment-overlay {
        inset: 0;
        backdrop-filter: blur(4px);
        z-index: 1050;
        align-items: center;
        justify-content: center;
        padding: 16px;
    }
    .hy-installment-overlay.active {
        display: flex;
        animation: overlayFade 0.3s ease;
    }

    @keyframes overlayFade {
        from { opacity: 0; }
        to { opacity: 1; }
    }

    /* Modal box — компактная версия без скролла */
    .hy-installment-box {
        background: #fff;
        width: 100%;
        max-width: 520px;
        display: flex;
        flex-direction: column;
        border-radius: 24px;
        box-shadow: 0 25px 60px -15px rgba(0, 29, 56, 0.3);
        overflow: hidden;
        font-family: "Gotham Pro", sans-serif;
        animation: modalSlideUp 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    }

    @keyframes modalSlideUp {
        from {
            opacity: 0;
            transform: translateY(30px);
        }
        to {
            opacity: 1;
            transform: translateY(0);
        }
    }

    /* Header с градиентом — компактнее */
    .hy-installment-head {
        background: linear-gradient(135deg, #1760d2 0%, #2b7af0 100%);
        padding: 20px 24px 16px;
        position: relative;
        flex-shrink: 0;
    }

    .hy-installment-head .modal-close-btn {
        color: rgba(255,255,255,0.6);
        top: 12px;
        right: 14px;
        font-size: 20px;
        line-height: 1;
        transition: all 0.2s;
        background: rgba(255,255,255,0.1);
        border: none;
        width: 30px;
        height: 30px;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        padding: 0;
        position: absolute;
        cursor: pointer;
        backdrop-filter: blur(4px);
    }
    .hy-installment-head .modal-close-btn:hover {
        color: #fff;
        background: rgba(255,255,255,0.2);
        transform: rotate(90deg);
    }

    .hy-installment-head-label {
        font-family: "Gotham Pro", sans-serif;
        font-size: 10px;
        font-weight: 500;
        letter-spacing: 0.15em;
        text-transform: uppercase;
        color: rgba(255,255,255,0.7);
        margin-bottom: 6px;
        display: flex;
        align-items: center;
        gap: 8px;
    }

    .hy-installment-head-label::before {
        content: '';
        width: 20px;
        height: 2px;
        background: rgba(255,255,255,0.4);
        border-radius: 2px;
    }

    .hy-installment-head h5 {
        font-family: "Gotham Pro", sans-serif;
        font-weight: bold;
        font-size: 22px;
        color: #fff;
        margin: 0 0 4px;
        line-height: 1.2;
        letter-spacing: -0.02em;
    }

    .hy-installment-head p {
        font-family: "Gotham Pro", sans-serif;
        font-size: 12px;
        font-weight: 300;
        color: rgba(255,255,255,0.85);
        margin: 0;
        line-height: 1.4;
    }

    /* Stats strip — компактнее */
    .hy-stats {
        display: flex;
        background: #f8fafd;
        flex-shrink: 0;
        padding: 4px;
        gap: 4px;
    }

    .hy-stat {
        flex: 1;
        text-align: center;
        padding: 12px 4px;
        background: #fff;
        border-radius: 16px;
        box-shadow: 0 2px 8px rgba(0,0,0,0.02);
    }

    .hy-stat-val {
        font-family: "Gotham Pro", sans-serif;
        font-weight: bold;
        font-size: 16px;
        background: linear-gradient(135deg, #1760d2, #2b7af0);
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
        background-clip: text;
        line-height: 1.2;
        margin-bottom: 2px;
    }

    .hy-stat-lbl {
        font-family: "Gotham Pro", sans-serif;
        font-size: 9px;
        font-weight: 500;
        color: #6c757d;
        letter-spacing: 0.03em;
        text-transform: uppercase;
    }

    /* Основной контент — компактная сетка без скролла */
    .hy-installment-content {
        padding: 16px 20px;
        display: flex;
        flex-direction: column;
        gap: 16px;
    max-height: calc(100vh - 100px); /* под хедер/футер */
    overflow-y: auto;
    }

    /* Две колонки для верхней части */
    .hy-row {
        display: flex;
        gap: 16px;
    }

    .hy-col {
        flex: 1;
    }

    /* Section */
    .hy-section {
        background: #fff;
    }

    .hy-section-title {
        font-family: "Gotham Pro", sans-serif;
        font-size: 10px;
        font-weight: 600;
        letter-spacing: 0.1em;
        text-transform: uppercase;
        color: #1760d2;
        margin-bottom: 12px;
        display: flex;
        align-items: center;
        gap: 8px;
    }

    .hy-section-title::after {
        content: '';
        flex: 1;
        height: 1px;
        background: linear-gradient(90deg, #1760d2 0%, transparent 100%);
    }

    /* Rate rows — компактные карточки */
    .hy-rate {
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 10px 14px;
        border: 1px solid #e9edf2;
        border-radius: 14px;
        margin-bottom: 6px;
        background: #fff;
        transition: all 0.2s ease;
    }
    .hy-rate:last-child { margin-bottom: 0; }
    .hy-rate:hover {
        border-color: #1760d2;
        transform: translateY(-1px);
        box-shadow: 0 4px 12px -8px rgba(23, 96, 210, 0.3);
    }

    .hy-rate.hy-rate-popular {
        border-color: #ffc100;
        background: linear-gradient(135deg, #fffdf0, #fff);
    }

    .hy-rate-term {
        font-family: "Gotham Pro", sans-serif;
        font-size: 13px;
        font-weight: 500;
        color: #1e293b;
        display: flex;
        align-items: center;
        gap: 8px;
    }

    .hy-badge-popular {
        font-family: "Gotham Pro", sans-serif;
        font-size: 8px;
        font-weight: bold;
        text-transform: uppercase;
        letter-spacing: 0.05em;
        background: #ffc100;
        color: #1e1e2f;
        border-radius: 20px;
        padding: 2px 6px;
    }

    .hy-rate-pct {
        font-family: "Gotham Pro", sans-serif;
        font-weight: bold;
        font-size: 15px;
        color: #1760d2;
    }

    /* Steps — компактные */
    .hy-steps {
        display: flex;
        flex-direction: column;
        gap: 10px;
    }

    .hy-step {
        display: flex;
        align-items: flex-start;
        gap: 10px;
        font-family: "Gotham Pro", sans-serif;
        font-size: 12px;
        font-weight: 300;
        color: #334155;
        line-height: 1.5;
    }

    .hy-step-num {
        width: 22px;
        height: 22px;
        border-radius: 10px;
        background: linear-gradient(135deg, #1760d2, #2b7af0);
        color: #fff;
        font-size: 11px;
        font-weight: bold;
        display: flex;
        align-items: center;
        justify-content: center;
        flex-shrink: 0;
        box-shadow: 0 4px 8px -3px rgba(23, 96, 210, 0.4);
    }

    .hy-step strong {
        font-weight: 600;
        color: #0f172a;
    }

    /* Notices — компактные карточки */
    .hy-notice {
        display: flex;
        align-items: flex-start;
        gap: 10px;
        background: #fff;
        border: 1px solid #ffe5b4;
        border-radius: 14px;
        padding: 10px 14px;
        margin-bottom: 8px;
        font-family: "Gotham Pro", sans-serif;
        font-size: 11px;
        font-weight: 300;
        color: #000000;
        line-height: 1.5;
        box-shadow: 0 4px 10px rgba(255, 193, 0, 0.08);
        transition: all 0.2s;
    }
    .hy-notice:last-child { margin-bottom: 0; }
    .hy-notice:hover {
        transform: translateX(2px);
        border-color: #ffc100;
    }
    .hy-notice strong { font-weight: 600; color: #1e293b; }

    .hy-notice-icon {
        font-size: 12px;
        flex-shrink: 0;
        width: 20px;
        height: 20px;
        background: #fff8e7;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        color: #b95f00;
    }

    /* Footer — компактный */
    .hy-installment-footer {
        padding: 16px 24px 20px;
        border-top: 1px solid #edf2f7;
        background: #fafcff;
        flex-shrink: 0;
    }

    .hy-btn-continue {
        display: block;
        width: 100%;
        padding: 14px 24px;
        background: linear-gradient(135deg, #008b4e, #00a35c);
        color: #fff;
        font-family: "Gotham Pro", sans-serif;
        font-size: 14px;
        font-weight: bold;
        text-align: center;
        border: none;
        border-radius: 40px;
        cursor: pointer;
        letter-spacing: 0.05em;
        transition: all 0.2s;
        text-transform: uppercase;
        box-shadow: 0 8px 20px -8px rgba(0, 139, 78, 0.4);
    }

    .hy-btn-continue:hover {
        background: linear-gradient(135deg, #007a44, #008b4e);
        transform: translateY(-1px);
        box-shadow: 0 10px 22px -8px #008b4e;
    }

    .hy-btn-continue:active {
        transform: translateY(0);
    }

    /* --- Demo trigger --- */

    .demo-trigger {
        background: linear-gradient(135deg, #1760d2, #2b7af0);
        color: #fff;
        border: none;
        border-radius: 60px;
        padding: 16px 36px;
        font-family: "Gotham Pro", sans-serif;
        font-size: 15px;
        font-weight: bold;
        text-transform: uppercase;
        letter-spacing: 0.08em;
        cursor: pointer;
        transition: all 0.3s;
        box-shadow: 0 15px 30px -10px #1760d2;
    }
    .demo-trigger:hover {
        transform: translateY(-3px);
        box-shadow: 0 20px 35px -10px #1760d2;
    }

    /* Адаптация для очень маленьких экранов */
    @media (max-width: 450px) {
        .hy-row {
            flex-direction: column;
            gap: 16px;
        }

        .hy-installment-content {
            padding: 14px 16px;
        }

        .hy-installment-head h5 {
            font-size: 20px;
        }

        .hy-stat-val {
            font-size: 14px;
        }
    }